Being a working Millennial, I love to find any way to save money where I can. I always love an awesome deal in the grocery store, but it’s even better when I can save money in other areas of my life too. Now I don’t buy a lot from the grocery store in terms of house things, frozen or beauty products – Hello Zero Waste and Vegan Products, but I do go shopping weekly for produce and dry goods. Produce rarely has any significant deals, but often choosing packaged vs unpackaged makes a difference on your wallet.
We all know there are many way to get deals, like travelling store to store with their flyers for the best deal on everything, but that takes time and a lot of energy to run around store to store all the time.
I personally don’t like to do that unless there is something specific I can only get at a specific store or a super sale.
Couponing is always an option, but it also takes a lot of time, space for storing all your extra products and you need to be familiar with the stores stacking rules with coupons. Too much work for me! With coupons though, if you can find one that is good for a product your regularly buy, yogurt for example; I had a stack of 50 cents off coupons and it was often on sale, so I would end up saving upto $1.50 each time I bought yogurt.
Now onto the part that you’re really here for! Below is a list for everywhere I like to try and save money – I hope you can find some creative ways to save a little money, too.
- Plan your meals (even if its only a week at a time) and make a list to take to the grocery store. I have an example of what two weeks of Dinners looks like for me in a previous post here.
- Check the flyers for any BOGO Deals, but only buy what ones are actually useful to you! It’s easy to get sucked into buying multiples of something you won’t use, just to get some savings. It’s not worth it.
- Flashfood – My grocery store has this option where you download the app and put in your location. It then lets you know the nearest store with this option and all the food that is close to its sell by date for a good deal! A good way to get a box of Apples or some Bread for the weekend at a very good price. Select the food you want and pick up in store.
- Brands – Most of the time the knock off brand is just as good as the name brand, for a cheaper price tag. I find beans are a really easy thing to get brandless without much compromise.
- Produce – buy the food and PREP it yourself. Buying something packaged and ready to go (think bag salad mix, pre cut veg, etc.) comes with a higher price just for the convenience. I buy all my veg whole and peel/chop myself. I buy the broccoli with the longer stem, as it works out cheaper and the stems are great cooked up just like broccoli or good in a soup!
- Save your vegetable peels. I have a container (a ziploc works good too) in the freezer full of onion and garlic skins, carrot ends, celery bits, mushrooms.. all collecting to make my own veggie stock! It’s super easy and you get two uses out of your vegetables. Win Win in my opinion.
- Food Sharing – Many people who have fruit trees and berry bushes often have an abundance and are willing to part with a surplus (sometimes for a small price) which is great for home canning, jams, etc.
- Costco Membership – I recently got a Costco Membership and OH MY. I do love it. They have my current favourite Gluten Free Pasta by ‘Pedon’. Of course, it is a bit of a price upfront with the yearly membership fee, but they are the best place to get nuts for a good price.
- Make as many things as you can from scratch – Bread, Plant Milk, Dressings.
- Pack a lunch for work/school. It takes a little time and sometimes a bit of planning, but it’s a very easy way to save some cash.
- Cut back on your meat consumption – it’s expensive and cutting back is not only good for your wallet, it’s also good for the planet and your health.
- Grow your Food – Plant yourself a little herb garden. Easily fits on a windowsill in winter. Find some things you can grow from food scraps; Garlic, Carrots, Celery, Lettuce, Potatoes and Green Onions.
- Add thick curtains to your windows to keep cold are out and the heat in during the winter. Great for older buildings or ground level suites.
- Stock up on warm socks, slippers and sweaters for the cooler months. I keep the thermostat at a bearable temp and layer up with blankets and slippers.
- Switch your light bulbs – When your bulbs burn out, change them to more energy efficient options.
- Go through your subscriptions – can you cut a few cable channels? How many streaming services are you subscribed to? Magazines or Newspapers? Are you using that Gym membership to its full price?
- Buy Secondhand – we have a local book store that has New and Used books for less than retail price, just because they have been previously loved.
- Reusable cups – some coffee shops offer a discount if you bring your own cup (plus you’re helping the Environment at the same time and skipping the waste)
- Make your favourite coffee at home – I know it’s not as ideal as a take out coffee, but it certain saves you a pretty penny by making your coffee at home.
- Bulk – buy as many things in bulk as possible. Dried Beans, Tea/coffee, Nuts, Seeds, Soap, etc.
- Switch to reusables – I know it is a bit more of a cost upfront, but they more than pay for themself pretty quickly. Ladies; Menstrual Cups and Cloth Pads/Liners pay for themself in just a few cycles!! Better for you and the environment!
– Skip the Paper towels – use towels and cloths instead.
– Shopping bags – those 5cent charges for plastic bags adds up over the years, and the earth with thank you for using your cloths bags. I have some for sale on my Etsy shop here.
- Laundry – wash on cold and hang to dry. Saves on energy bills. Also look into getting Laundry Powder in Bulk. Nellies has some really nice laundry soda and it goes a LONG way.
- Vinegar – good for cleaning and really inexpensive. Really versatile, add a dash of essential oils and you’ve got an All Purpose Cleaner for your home.
- Coconut Oil – another very versatile item. Replaces Moisturizer and Makeup Remover, great for a Sugar Body Scrub and Oil Pulling.
- Look into point systems at your grocery store. Some offer Points per Dollar, others are on certain products. I personally enjoy my PC Points as I find they add up the fastest.
- Check your Internet bill – are you paying for a higher plan than you use monthly?
- Lastly; Budget – It can be daunting at first, but every 3-6 months I sit down and evaluate my budget I have set for myself. Can I save a little more? Am I spreading myself too thin? Putting away just $10 every paycheque adds up over time.
Anyways, hope you found some really good tips in here. I definitely like to put these into practise and I’m always looking for more ways to save myself a few pennies and the planet at the same time.
Next time you go to buy something, think “Will it pay for itself in a month or year? Am I going to use it enough to make it worth it?” I have talked myself out of many purchases and definitely changed my mind on things I knew I could probably find on sale elsewhere. Lastly, keep a jar for all your loose change. I keep all my coin that are $1 or less in a jar. It adds up pretty fast 🙂
1. Do you already use any of these money saving ideas?
2. Any savings tips that I missed and should add to my list?
Make sure you never miss a new post. Sign up for emails below